The Senate Banking Committee has released amendments to the 2025 Responsible Financial Innovation Act, with hearings scheduled for January 2026. The bipartisan amendment includes provisions for decentralized finance protocols, developer protections, and stablecoin regulations. The committee is working to resolve 137 proposed modifications before reconciling with the Senate Agriculture Committee's version and the House's CLARITY Act. This legislative effort represents one of the most comprehensive attempts to establish federal market structure rules for cryptocurrency trading, custody, and regulation. Industry experts estimate a 50-60% chance of passage before the November 2026 midterm elections.