Bybit, the world's second-largest crypto exchange by trading volume, announced its 2026 transformation into "The New Financial Platform," a global financial ecosystem designed to expand access to modern banking, investment, and payments infrastructure for the world's underserved populations. The vision, unveiled by co-founder and CEO Ben Zhou during the biannual keynote session, positions the company beyond its origins as a cryptocurrency exchange and into a unified financial platform connecting crypto, traditional markets, and real-world financial services.
A cornerstone of this initiative is MyBank, Bybit's new retail banking layer targeting to launch in February 2026. MyBank provides dedicated accounts that simplify large-value fiat on- and off-ramps while enabling everyday financial transactions across borders under the compliance framework. The service is designed to address real-world problems faced by users in emerging markets: slow transfers, limited access, high fees, and limited products.
Artificial intelligence is being deployed as core infrastructure across Bybit's operations — not as an add-on feature, but as a system-wide efficiency engine. AI adoption has already improved engineering productivity by 30%. In 2026, Bybit will roll out: AI4SE, targeting 50% efficiency gains across the software lifecycle, a company-wide AI agent network supporting risk control, compliance monitoring, customer service, and analytics, and upgraded TradeGPT, a personalized AI assistant simplifying access to financial markets.
